Exchange review
LHV Pank - MiCA crypto in an Estonian bank
AS LHV Pank, Estonia's largest local bank, obtained a MiCA CASP licence from Finantsinspektsioon in May 2026. Customers can buy, sell and hold 15+ cryptocurrencies directly in the LHV internet bank and mobile app, with a flat 0.5% fee and free custody. Trading and cold storage are handled by the licensed Bitstamp and BitGo. In this friendly review we look at what this is, why it matters to the Estonian market, how it compares with Bitvavo and Robinhood Europe, and why the lack of external wallet withdrawals can be a serious drawback.