Name: Bybit Card apskats
Item: Bybit Card
Rating: 3.7
Author: NorriWire

LIVEBITCOIN/EUR55,177+0.7%ETHEREUM/EUR1,486+0.3%SOLANA/EUR60.86+1.3%RIPPLE/EUR0.9919-0.2%BINANCECOIN/EUR505.29-0.0%BTC.D55.6%FEAR/GREED23 Extreme Fear

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Bybit Card · NorriWire

Full review

Bybit Card — Bybit EU GmbH

⚠️ Available in select EEA countries only — Bybit Card is a Mastercard prepaid card issued by Bybit EU GmbH (Austrian FMA MiCAR licence, 2025-05-28). Bybit is the world's largest derivatives exchange, but card availability in the Baltic and Nordic regions is restricted — customers in DK/EE/FI/LV/LT/SE/NO cannot apply. Available elsewhere in the EEA (DE/FR/IT/ES, etc.).

Licensing

FMA (Austria) — Bybit EU GmbH (registered AT). MiCA compliance: full.

Fees

Service	Cost
Issuance	€0
Monthly fee	€0
FX markup	0.5%
ATM free allowance	€200/month
ATM over limit	2.5%
Card replacement	€10

Cashback

Standard: 2% USDT
Staking required: no

Features

Physical card: ✓
Virtual card: ✓
Apple Pay: ✓
Google Pay: ✓
Supported fiat currencies: EUR
Crypto asset funding: 1,000+

Pros

Full MiCAR licence (FMA Austria, 2025-05-28)
Widest crypto selection for funding (1,000+ tokens)
0% monthly fee, 0% issuance fee
Low FX markup (0.5%)
€200 free ATM withdrawals per month
Apple Pay and Google Pay supported
Cashback in USDT (stable value)

Cons

🚨 NOT available in the Baltic states or Nordic countries (DK/EE/FI/LV/LT/SE/NO customers cannot apply)
2025-02-21 $1.5B Lazarus hack — fully compensated, but reputational impact remains
EUR fiat only
2% cashback requires €1,000+ Bybit Balance VIP status
Card UI not available in LV/LT/EE/FI/SE languages
Bybit's core focus is derivatives, not card products

Summary

Bybit Card is unavailable in Norriwire's primary coverage region (Baltics and Nordics). We have retained it in the catalogue for reference purposes and for European visitors travelling or residing in DE/FR/IT/ES. For Baltic and Nordic users, Crypto.com Visa, Bitpanda Card, or the new Coinbase Card are better alternatives.

Review prepared on 2026-05-08 based on official partner sources and the MiCA register. Always check the current terms at https://www.bybit.com/en/card before trading.